Definition

It is the Customer's savings that the withdrawal may only be made at a certain time based on the agreement between the Customer and the Bank.

Terms and Conditions

CurrencyMinimal Deposit
IDRRp. 1.000.000,-
USDUS $ 500
JPYJPY 50.000
EUREUR 300
GBPGBP 250

For Business Enterprise, for example: PT, Cooperative, CV

  • Fill Account Opening Form and Sample Signature Card;
  • Proof of Identity (e-KTP / Passport) Copy Authorized and valid committee;
  • The latest Establishment / Amendment Deed copy
  • Domicile License copy for Foreign State Colors (WNA).

For Non-Business Entities, for example: NGOs, Social Organizations, Political Organizations

  • Fill Account Opening Form and Sample Signature Card;
  • Proof of Identity (e-KTP / Passport) Copy Authorized and valid committee;
  • Domicile License copy  for Foreign State Colors (WNA).

For Government Institutions / Institutions, for example: Province Government (Pemprov), Regency Government (Pemkab), Finance Department (DepKeu)

  • Fill Account Opening Form and Sample Signature Card;
  • Valid Identity Card copy (e-KTP / Passport);

For Beneficial Owner (Holder of Authorization) Institution

  • Proof of Identity (e-KTP / Passport) Copy Authorized and valid officials;
  • The latest Establishment / Amendment Deed copy
  • Authorizer Reference Letter (Form provided by Bank);
  • Domicile License Copy for Foreign Citizen (WNA).

Advantages

  • Obtain a higher interest rate than the Savings rate
  • Can be automatic renewal / Automatic Rollover (ARO)
  • If the Customer issues a Time Deposit before the maturity date, the Deposit principal shall be returned to the Customer without principal penalty or administrative fine and still earns interest on the days  number with the applicable Deposit On Call (DOC) interest rate

Interest Rates

General Deposit Interest Rates (Rupiah)
Time PeriodInterest
1 Month3.00 %
3 Month3.00 %
6 Month3.00 %
12 Month3.00 %
24 Month3.00 %

General Deposit Interest Rate
Time PeriodInterest
1 Month2.75 %
3 Month2.75 %
6 Month2.75 %
12 Month2.75 %
24 Month2.75 %

Fee

Bilyet Deposit Replacement Fees: Rp 5.000, -