SOLO – Bank Jateng has officially launched a millennial startup credit service to raise the optimism of young Solo entrepreneurs in the midst of Covid-19 pandemic situation.
The service was launched in conjunction with the handing over of Uninhabitable Houses (RTLH) for the 20 residents of Solo City symbolically at the Coordinator Branch of Bank Jateng, Surakarta on Monday (23/8/2021).
Also attending the event was the Mayor of Solo, Gibran Rakabuming Raka. Through this millennial credit, many benefits are provided to the customers.
Starting from a low loan interest rate of 7 percents, an easy management process, a long enough installment period of up to three years or 36 months, and easy and affordable installments. Not only that, the loan ceiling given even reaches a maximum of 25 million Rupiahs.
In addition, customers will also get an interest subsidy or cashback every year during the installment period. In the first year, customers will get 5 percents of cashback, the second year, the cashback is given to customers of 4 percents and the third year, the cashback is given to the customers of 3 percents.
The requirements for applying for this credit is included being 21 years old or married and the maximum credit maturity is 45 years old, not listed in the black list, and not currently enjoying the credit facilities at the other banks.
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The President Director of Bank Jateng, Supriyatno said that this millennial startup credit was the thought of the Central Java Governor , Ganjar Pranowo and the Mayor of Solo, Gibran Rakabuming Raka.
The credit service for young entrepreneurs was inaugurated by the Central Java Governor last week. This millennial startup credit is one of the flagship products from Bank Jateng.
“Today we are launching in Solo, and one of the launching initiators is Mas Gibran. With the hope that this can lift the economy of young and Solo people ” said Supriyatno after the event.
According to him, this credit service for millennials was launched in the midst of Covid-19 pandemic with the aim of generating the optimism for young entrepreneurs. Up to now, there are around 400 of the Solo City residents who have accessed this millennial startup credit services.
“We must not get hung up on this pandemic, have no activities, be pessimistic. This actually raises the optimism of young people,” he said.
The RTLH Help
In addition to symbolically handing over startup loans to the customer representatives, on that occasion Supriyatno also symbolically handed over 20 houses RTLH assistance with a value of 300 million Rupiahs to representatives of the beneficiaries.
He said that this social assistance was an effort from Bank Jateng to support the government programs at the district/city level in the Central Java region in relation to the provision of livable houses.
Meanwhile, the Mayor of Solo, Gibran Rakabuming Raka, thanked the Bank Jateng for providing RTLH assistance to the City of Solo residents .
The millennial startup credit service from Bank Jateng is a very attractive offer for young people in the City of Solo who wants to start or develop a business.
Gibran said this service could be an opportunity for young entrepreneurs to rise up in the midst of Covid-19 pandemic. “This is since the Covid-19 numbers in Solo has started to improve, which means we must immediately accelerate the acceleration of economic recovery. One of them is with this millennial startup credit,” said Gibran.
A customer of Jebres Sub-district, Solo City, Yessica Eka Putri (30) said that affordable credit interest and a fairly long installment period were a distinct advantage in this millennial startup credit service. “We got a long enough loan ceiling for the 3 years. So we can manage well for the loan payments,” he explained.
Yessica has started a catering business since 2015. The Covid-19 pandemic has had a huge impact on their business.
At first he only served catering for campus events. However, since campus activities were temporarily suspended due to the Covid-19 pandemic, the woman then switched to serving catering for home events or family events. “Yesterday, it was shaky (the impact of the Covid-19 pandemic). With this credit, there is hope for it to rise again,” he said.
After symbolically handing over RTLH assistance and millennial startup loans, the President Director of Bank Jateng, Supriyatno and the Mayor of Solo, Gibran Rakabuming Raka, visited the Rejosari Market, located in Jebres District. Bank Jateng plays a role in structuring health protocol at the Rejosari Market, Jebres, Surakarta.
Both of them provided assistance in the form of aprons, masks and food packages to the traders. On that occasion, Supriyatno and Gibran also chatted with the traders on the review sidelines.
Bank Jateng also assisted in providing hand sanitizers at the Rejosari market, providing assistance of the 500 aprons and masks to the traders. In addition, Bank Jateng also encourages the realization of a digitalized payment system with QRIS in this market.